Amortisation

Financial Statements

Turkish: İtfa

Short definition

Amortisation spreads the cost of intangibles (licences, software, customer contracts; goodwill in some GAAPs) over time. It is not cash; it is added back with depreciation in EBITDA.

Detailed explanation

Under IFRS goodwill is not amortised; it is tested for impairment. Local GAAP may require amortisation. Customer and brand assets created in purchase accounting widen the EBITDA–EBIT gap after a deal.

Capitalised software development slides between amortisation and opex. Loan amortisation (principal repayment) is a different word; that cash sits in financing cash flow.

Why it matters for the CFO

Adjusted EBITDA often adds back acquisition amortisation; that is an accounting bridge, not a cash saving. In valuation, add amortisation after NOPAT and deduct licence renewals as capex-like cash.

How to read it

Amortisation / intangibles reveals the life assumption. A jump is usually PPA after a deal, not operating decay. A goodwill impairment is not amortisation; it is one-off and irreversible.

Related calculators

Güven Sayılgan’s writing on this topic

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What to learn next

  1. Depreciation
  2. EBITDA
  3. EBIT
  4. Enterprise Value (EV)
  5. Invested Capital (IC)

Definitions are educational. They are not investment, credit or tax advice.