Breakpoint

Financial Stress

Turkish: Kırılma Noktası

Short definition

A breakpoint is the investment scale at which a financing rung (retained earnings, a cheap line) is used up and the marginal cost of capital jumps. The IOS–MCC intersection sets the last accepted project.

Detailed explanation

The textbook story: internal equity, then debt, then new shares — WACC jumps at each rung. In a constrained market a rung closes and the break comes earlier.

In practice covenants and collateral produce a break before the coupon does. The point is not a universal amount; it is a function of your lines and payout.

Why it matters for the CFO

The capex cap should stop at the break before WACC is quietly raised. Otherwise you step onto an expensive rung while saying “we are still below WACC”.

How it is calculated

Kırılma ≈ iç kaynak (ve ucuz basamak) bitince marjinal sermaye maliyetinin sıçradığı yatırım tutarı

Variables in the formula

  • MCC: marginal cost of capital schedule

How to read it

The breakpoint is the quantitative face of pecking-order. If no line opens, the break is zero new investment.

Related calculators

Güven Sayılgan’s writing on this topic

Read these first

What to learn next

  1. Weighted Average Cost of Capital (WACC)
  2. Retained Earnings
  3. Pecking Order
  4. Financial Constraints
  5. Hurdle Rate

Definitions are educational. They are not investment, credit or tax advice.